Mortgage Savings
PMI Removal Appraisals
Certified home equity documentation compliant with Fannie Mae guidelines that demonstrates sufficient equity to cancel private mortgage insurance and stop the monthly premium.
Overview
What This Service Includes
If you're paying private mortgage insurance (PMI) and believe your home has appreciated enough to reach 20% equity, a certified appraisal can document that equity and support your request to cancel PMI — often saving you hundreds each month. We deliver reports that meet Fannie Mae lender guidelines so your servicer accepts the valuation without delay.
- Documents current equity to support PMI cancellation
- Compliant with Fannie Mae lender appraisal guidelines
- On-site inspection with verified comparable sales
- Often saves homeowners hundreds per month
- Fast turnaround to accelerate the cancellation request
- Clear documentation your loan servicer can act on
How It Works
Our Process
A transparent, four-step engagement from intake to a defensible, court-ready report.
Confirm
We confirm your servicer's PMI cancellation requirements and the loan-to-value target.
Inspect
An on-site inspection documents the home's current condition and features.
Value
Current comparable sales establish today's market value and your equity position.
Deliver
A lender-ready report is delivered within 3–5 business days (2-business-day expedite available) for submission to your mortgage servicer.
Common Questions
Frequently Asked
How much can I save by removing PMI?
PMI typically costs between 0.3% and 1.5% of the original loan amount per year. On a $400,000 loan that can mean $100–$500+ each month — significant recurring savings.
Will my lender accept this appraisal?
Our reports are formatted to meet Fannie Mae lender guidelines, which most servicers require. We'll confirm any specific requirements your servicer has up front.
When am I eligible to cancel PMI?
Generally when your loan-to-value reaches 80%, though servicer rules and the Homeowners Protection Act set specific timing. We help you document the equity; your servicer confirms eligibility.
Ready to Move Forward?
Schedule a no-obligation consultation with a state-licensed DFW appraiser. Most reports delivered within 3–5 business days. A two-business-day expedite is available.